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A garage apartment represents a valuable addition to your property when properly constructed according to local regulations. The potential benefits include additional living space for family members, rental income possibilities, and increased property value. 

Your specific return depends on local housing market conditions, construction quality, and ongoing maintenance. Consider consulting with a real estate professional regarding potential returns in your neighborhood.

Building a garage apartment requires multiple permits, with basic residential garage permits starting at $74 in most locations. You'll need separate approvals for structural elements, electrical systems, plumbing installations, and mechanical components. 

Many jurisdictions also require specific approval for accessory dwelling units. Contact your local building department early in your planning process to understand all requirements and associated costs.

Converting an existing garage into living space presents an alternative to new construction. The feasibility depends on your garage's structural condition, foundation type, and local zoning regulations. Key considerations include insulation requirements, utility connections, and moisture control. Research local codes thoroughly, as many municipalities have specific requirements for garage conversions.