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Remodeling almost always costs less than building from the ground up. You’re working with an existing foundation and framing, so you skip the hefty price tags tied to new structural work and the extra permits that go with it. Keeping your current footprint also streamlines scheduling and cuts down on materials, giving you a financial edge while preserving the layout you already know and love.

Timelines swing from a few days for quick cosmetic fixes to well over a year for a whole-house overhaul. Fresh paint, new fixtures, or updated flooring can wrap up in a weekend, while tearing down walls or moving utilities can stretch six months or more. Build extra time into your plan for permits and surprise repairs, and keep a tight schedule with your contractor to stay on track.

Call your insurance agent before the first demo day. Standard homeowners policies cover basics like fire or storm damage, but big upgrades that boost your home’s value can leave you underinsured. Ask about a renovation rider or similar add-on so new square footage, finishes, or systems stay protected from day one through final inspection.