Disaster Recovery Cost Guides

Traditionally, disaster recovery is what you prepare for and complete after a natural disaster affects your home or business. Disasters fall into two categories: natural (floods, hurricanes, tornadoes or earthquakes) and man-made (hazardous material spills, infrastructure failure, or bio-terrorism). Preparing for the latter is difficult and sometimes cannot be prevented. With natural disasters though, you can take steps to deal with the situation should it arise. Disaster recovery services will include repairs to your home after a fire, storm damage, an earthquake, or water damage.

Hire a Restoration Professional

Hiring a restoration professional to inspect your home after fire and smoke damage will help you not only begin to move on, but also with your insurance claims. These professionals address hundreds of issues including water damage, inspections, corrosion, restoration value, clothing and textiles, thermal shock, electronic equipment, sealing, encapsulation, and wall finishes. They appraise your losses, inspect your property, and provide a solid estimate. For example, fire damage is relatively easy to appraise because more often than not, it is a total loss. Smoke damage is more difficult. It is difficult to clean, if not impossible. Water damage can cause mold.   Continue Reading

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Invest in Lightning Protection

Did you know you can proactively protect your home against lightning strikes? If lightning hits your house or nearby power lines, it can follow the wiring or phone lines into your home ruining computers, TVs, stereos, and other electronics. Your homeowner's insurance may or may not cover damage from lightning.
Surge protectors help protect equipment from power spikes. However nearby lightning is so powerful it can jump through surge protectors. If you live in an area with frequent lightening storms, lightning rods are a good addition to protect from lightning strikes. Lightning rods divert positive charges to meet the negatively charged strike when the lightning bolt gets within 150 feet of the lightning rod. It neutralizes lightning strikes to lessen or eliminate damage. Lightning rods and their correct installation can run around $2,500, but it could be worth your time and money in the long run.

Repairing Fire and Water Damage

These two are the most debilitating. Fire destroys, and smoke and soot ruin the interior. Water damage can cause an untold number of problems that sometimes won't rear their ugly heads for months. If your home has a fire, you will likely have all of these problems if it's not destroyed. The price of repair will be based on the type of damage. Your insurance (whether homeowners or renter's) could and should alleviate some of the financial burden. By calling in a professional to help assess and remove the damage, you can prevent illness and protect your home environment. The cost varies based on what your needs are, but be sure to talk to your insurance company. They may have approved professionals where some or all of the cost is covered by your policy.