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Find Appraisal real estate pros in Jamul

Avatar for Fisher Appraisals
Fisher Appraisals
4.6(
60
)

Serving Jamul, CA and surrounding areas

Angi Approved

In business since 2003

Free estimates

Small jobs welcome

"I am very pleased with Fisher Appraisals. The whole process was managed very professionally.The communication was excellent. The scheduled appointment and report were on time. Chuck explained the process and answered all my questions. Calls, text and emails were returned promptly. Chuck was knowledgeable, pleasant and very easy to work with."
  detached residential
 Attached homes
 detached residential
 condo
  detached residential

+2

Response time6 hrs
6 neighbors recently requested a quote
Recommended by95%of homeowners
Avatar for Avion Insights
Avion Insights
4.8(
17
)

Serving Jamul, CA and surrounding areas

Angi Approved

In business since 2006

Free estimates

Customers say: True professional

"John was quick to respond, arrived on time, did a thorough a walk-through of the property, and got the appraisal back to me as promised. Highly recommend."
Response time1 day
35 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for Mike Murgatroy CrossCountry Mortgage
Mike Murgatroy CrossCountry Mortgage
4.9(
503
)

Serving Jamul, CA and surrounding areas

In business since 1998

Free estimates

Warranties offered

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
Recommended by97%of homeowners
Avatar for PRIMEX MORTGAGE CORP
PRIMEX MORTGAGE CORP
5.0(
97
)

Serving Jamul, CA and surrounding areas

In business since 1991

Free estimates

Warranties offered

Founded in 1991, Primex Mortgage Corporation is based in Rockville, Maryland. Our single minded focus is to exceed your every expectation, . . . rate, service, ease of process and your peace of mind . . . and bring your transaction to a stress free conclusion. Once your loan has closed, we will monitor your interest rate for possible improvement, for as long as you are a Primex client. Primex Mortgage Corporation - NMLS #181630 (www.nmlsconsumeraccess.org) Licensed by Maryland Department of Labor, Licensing and Regulation #1976, Virginia State Corporation Commission #MC-780, Washington D.C. Banking Bureau #MLB181630 and State of California Bureau of Real Estate #01503037

Recommended by100%of homeowners
Avatar for Mark Lambert - Realty One Group
Mark Lambert - Realty One Group
5.0(
45
)

Serving Jamul, CA and surrounding areas

In business since 1982

Free estimates

Emergency services offered

"We bought our house in 2001 from Mark Lambert. We then contacted him again back in he middle of feb2018 and after a meeting with our objectives the house was put on the market within 1 week, we had 2 open houses and within the 1st week on the market we had multiple offers and were able to choose one within the first 2 weeks . The close was very rapid within 30 days. Mark also arranged for us to rent back to the new buyers for 90 days which went smoothly allowing us to schedule our move to another state after our kids school year ended. We are getting corporate relocation and Mark put us in touch immediately in March with a local real estate agent in the Phoenix area with long term real estate experience. She is excellent and we were able to buy a new house the same week we close in California. All went very well. Mark also recommended his own contractor to make house repairs and modifications requested by the new buyers. This was a great experience. I would recommend Mark to anyone looking to buy anywhere !"
Recommended by100%of homeowners
Avatar for Heritage Mortgage
Heritage Mortgage
5.0(
54
)

Serving Jamul, CA and surrounding areas

In business since 1995

Free estimates

Warranties offered

Heritage Mortgage is a full service company assisting clients through the entire process of financing, refinancing, buying or selling residential property. MISSION STATEMENT: Our goal is to provide every individual with the best possible advice and options to obtain a new home loan or home refinance and to buy or sell a home. We deliver experience, knowledge, and service in an efficient and thorough process. Our reputation is very important and we embrace integrity. NOTE: We do not, and never have, charged fees for credit reports, processing, rate locks, pre-qualification and pre-approval letters, or underwriting fees. ABOUT JOHN ENGSTROM, President Before starting his own company in 1995 in La Jolla, John worked in all aspects of the mortgage and real estate industry as a loan officer for several large banks, a real estate appraiser, and a licensed Realtor. His experience has given him breadth and depth of knowledge in a rapidly changing industry. John serves clients throughout San Diego County, all of California, and can provide references to many other locations throughout the Southwest. ABOUT LYDIA EAST, Vice President After a career in higher education and management consulting, Lydia obtained her real estate license in 2004 and has proven results in buying and selling homes. Her education includes a bachelor’s degree in communication and a master’s degree in business. WHAT YOU CAN EXPECT: As an independent mortgage broker, we have multiple banking institutions to consider in order to ensure that you receive the best rate for your loan. We deal with each client in a straightforward and honest manner – the best rates available, no hidden costs or last minute costs, and swift completion. We will research the options available and provide you with the best advice appropriate for your needs. In real estate transactions, we will listen to your needs and desires and do everything we can to make you satisfied. While we will be your guide and trusted advisor, you should also be prepared to consult your attorney, financial advisor, and/ or accountant if necessary. WHO WE ARE: John and Lydia have been married since 2003 and enjoy golf, collegiate sports, especially USC and Notre Dame football, the March Madness tournament, and fantasy football (John more than Lydia!) We look forward to working with you. ABOUT US: Heritage Mortgage is a full service company assisting clients through the entire process of buying, selling, or financing a primary, secondary or investment home. We are approved to provide HARP1 and HARP2 refinancing of Fannie Mae and Freddie Mac owned properties AngiesList SuperService Award winning 2009, 2010, 2011, 2012 and 2013, 2014.

Recommended by100%of homeowners
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FAQs for appraisal real estate service projects in Jamul, CA

The appraisal timeline begins with scheduling, which may take three to five days, depending on local appraiser availability. The on-site evaluation requires one to three hours based on property size and complexity. Following the inspection, appraisers need two to five days for research, analysis, and report preparation. The entire process takes seven to 10 days, though complex properties or government-backed loans may extend this timeframe.

The value of home appraisals extends beyond their immediate expense. They protect buyers from overpaying and help lenders ensure appropriate loan amounts. By providing independent market value verification, home appraisals help prevent potential financial missteps in major property transactions. This protection justifies the upfront cost for most real estate scenarios.

Home appraisers evaluate numerous property elements, including square footage, floor plan functionality, overall condition, and specific features. They document improvements, necessary repairs, and distinctive amenities. These observations are compared against similar properties recently sold in the neighborhood. Appraisers also consider location factors, current market conditions, and relevant zoning or property restrictions.

Yes, home appraisal fees are collected before the final closing. Since lenders require completed home appraisal reports before finalizing loan approvals, this cost occurs earlier in the transaction process. While buyers usually cover this expense, payment methods vary—some pay directly to the appraiser while others include it in closing costs.

Some property owners successfully use recent appraisals when challenging tax assessments. However, tax-assessed values often differ from market valuations. The appeal process involves submitting your appraisal as evidence that the tax authority's valuation exceeds actual market value. Success rates vary by jurisdiction, and the process may require patience and persistence.

From the buyer's perspective, appraisals verify they aren't overpaying for a property. Lenders won't approve financing that exceeds appraised value, potentially requiring buyers to renegotiate or contribute additional cash. Appraisal findings can also inform future improvement planning and investment decisions.

For sellers, preparation makes a difference. Clean, well-maintained properties present better during appraisal evaluations. Some sellers obtain pre-listing appraisals to establish appropriate asking prices, though most rely on the buyer's lender-ordered appraisal during the transaction process.

The Jamul, CA homeowners’ guide to appraisal real estate services

From average costs to expert advice, get all the answers you need to get your job done.

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