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Find Appraisal real estate pros in Albany

Avatar for New York Appraisals
New York Appraisals
3.7(
47
)

Serving Albany, NY and surrounding areas

Approved

In business since 1995

Free estimates

Credit card accepted

"I had a rush job. Dan got in touch with me immediately, scheduled a convenient time for the appraisal, answered my questions before, during, and after the appraisal, and came in at the price he had originally quoted. I was very happy with his performance. "
Response time1 day
37 neighbors recently requested a quote
Recommended by74%of homeowners
Avatar for Marion DeSantis Team at Keller Williams Capital District
Marion DeSantis Team at Keller Williams Capital District
5.0(
75
)

Serving Albany, NY and surrounding areas

In business since 1993

Free estimates

Warranties offered

"I had many choices and interviewed several real estate agents to sell my home. My property was unique and required a specific buyer that could appreciate the value and challenges of this estate. After meeting with Marion I knew she had the passion ,desire, professionalism and resources to market my home. We had excellent activity on the property and I was able to get two full price offers which led to the sale of my home. I was ecstatic about her photo,video,drone shots and virtual tour which contributed to the sale.She also recommended a real estate attorney who was excellent which led to an efficient and seamless closing."
Recommended by100%of homeowners
Avatar for Matthew Maloney
Matthew Maloney
5.0(
20
)

Serving Albany, NY and surrounding areas

In business since 2001

Free estimates

Emergency services offered

"Everything went smoothly. He was on time and very polite. He sent me a very through report and made it clear that I could contact him at any time if I had any questions. Not only that but I have been going through a tough time and he has contacted me on occasion to ask how I'm doing. He went well above and beyond just doing an appraisal. I would hire him again in a heartbeat."
Recommended by100%of homeowners
Avatar for AMERICAN FEDERAL MORTGAGE CORP
AMERICAN FEDERAL MORTGAGE CORP
4.9(
96
)

Serving Albany, NY and surrounding areas

In business since 1987

Free estimates

Warranties offered

"<strong>The good:</strong> <br /> Initial conversation went well; fair fees and competitive rates.  Broker was responsive and eager to proceed with the loan (called me a couple times even after I told him I'd get back in a few hours - hey eagerness is ok with me).  <br /> <strong>The Bad:</strong> <br /> After signing the commitment papers and paid for rate-lock/appraisal, getting a call back was non-existent (always says he's busy).  To be fair the broker was usually available when I called <br /> <strong>The Ugly:</strong> <br /> The biggest issues is that AFMC uses Springhouse Appraisals (an aggregator who makes money on the difference between what you pay and how low they can pay their appraisers).  Their business model depends on how low they can spend on subcontractor appraisers - so how much experience do you think their hires have?  My appraiser was SHADY.  Suppose to be Philly based (first question I asked my broker) but his business address is a 3rd floor apartment that was on the rental market.  His cell number is Jersey based and he missed a comp property on the next block but picked one up that's half mile away (too far in Philly).  Needless to say it was LOW!!  I don't mean a little under but laughing-on-the-floor low.  At that point to pull out of the deal means losing $1250 (rate lock & appraisal fee) so AFMC would not care.  My broker wasn't helpful even though I showed him the sold property on the next block.  (he said he'll talk to his boss but ended up not calling back).  <br /> <strong>Bottom Line:</strong> <br /> I made a mistake by not using my regular mortgage guy (he had too many projects and wanted me to wait).  My recommendation is to use someone else if you live in Philly and need a high appraisal.  I think Jersey would be ok with this company.  Otherwise they provide competitive rates and have lower than average fees with competent mortgage brokers on staff - when you can get a hold of them. <br />"
Recommended by96%of homeowners
Avatar for Kearney Brown Realty
Kearney Brown Realty
5.0(
12
)

Serving Albany, NY and surrounding areas

In business since 2002

Free estimates

Warranties offered

"Michael Brown helped me find the house that I purchased. I gave Michael my requirements in a home and a price range. He came up with a list of properties and explained the property tax differences between the counties. After viewing several properties I was able to afford much more home than I thought I could. Michael was able to advise me on maintainance and repair issues on these properties and had contractors provide estimates on needed repairs prior to making a decision.  Overall Michael Brown was an outstanding choice to assist me with a very important decision in my life and I would recommend him as a realtor and use him again to buy another property in the future."
Recommended by100%of homeowners
Vital Abstract LLC
5.0(
15
)

Serving Albany, NY and surrounding areas

In business since 2003

Free estimates

Warranties offered

"As a First time home buyer looking at investment properties  i got in touch with Raja in mid 2014. Off the bat Raja offered to help me out in areas that was beyond his requirements, i thought that he was just selling me his services. My interactions of the past 16 months with Raja has made me realize how wrong i was in judging him. he is a professional to the core and goes over and beyond to help his customers, even potential customers i might add. <br /> When finally in Aug 2015 our offer for a multi family property was accepted i got in touch with Raja again who explained to me what to expect now that our offer was accepted. <br /> My lawyer suggested a title company of his own which was a really bad one to say the least. with Raja i was able to get honest answers and he gave me a quote within a day. Despite my lawyers resistance i chose to go with Raja and i can confidently state that i do not regret that choice for a single moment. he was responsive at all points in time to my queries and even helped me save money. my lawyer suggested that for the closing to happen a survey was absolutely necessary without which a loan would not be sanctioned. Raja educated me by explaining that was not the case and it was upto us the buyer whether we wanted a survey or not <br /> He gave me an itemized breakdown of his title services which i found to be very easy to understand. the other companies suggested by my lawyer would only give a bulk pricing. <br /> In the last evening before the scheduled closing i sprung a surprise on Raja (due to my ignorance) that there were 3 tenants occupying the property and that i intended to keep them as tenants. this mean that Raja had to immediately rework the HUD forms and get credits from the seller for the pro-rate rent and transfer of security deposits. Raja took it in his stride and had the whole issue sorted out in a couple of hours. <br /> Needless to say that Raja is part of my A team and i will be using his services for my future real estate endeavors. <br />"
Recommended by100%of homeowners
Richard G. Rosetti Real Estate
5.0(
5
)

Serving Albany, NY and surrounding areas

Free estimates

Warranties offered

"I am searching for a house right now and she is helping me with it now and has helped me in the past as well. I am very pleased with the services that she has given till date and she is excellent. She has extended knowledge about the real estate business and she really understands her customer's needs. She also listens to the customers and help to find the best for them. She has excellent character as well. She does have expertise on her field. If you have something in mind or if you are interested in seeing a property or to know more information about a property she would be able to give you that information immediately and evaluate if this is a right property for you. She is very good. I would recommend her to anyone. She is very professional. She has that good knowledge in the real estate like she would be able to give you the pros and cons of any property you are interested in."
Recommended by100%of homeowners
Avatar for Suzanne Dingley - Coldwell Banker Prime Properties
Suzanne Dingley - Coldwell Banker Prime Properties
4.8(
13
)

Serving Albany, NY and surrounding areas

In business since 1995

Free estimates

Warranties offered

"<br /> My husband and I have sold 6 houses and purchased 7 homes over the past <br /> 35 years. We've worked with a number of real estate professionals <br /> considered to be "top tier". Of all the real estate professionals that <br /> we've worked with over the years, Suzanne is definitely the best. We are <br /> very thankful we listed our house with Suzanne. She sold the house <br /> quickly and was excellent in anticipating potential issues and taking <br /> proactive action to prevent problems. Her depth of knowledge of the real <br /> estate market is unmatched."
Recommended by92%of homeowners
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FAQs for appraisal real estate service projects in Albany, NY

The appraisal timeline begins with scheduling, which may take three to five days, depending on local appraiser availability. The on-site evaluation requires one to three hours based on property size and complexity. Following the inspection, appraisers need two to five days for research, analysis, and report preparation. The entire process takes seven to 10 days, though complex properties or government-backed loans may extend this timeframe.

The value of home appraisals extends beyond their immediate expense. They protect buyers from overpaying and help lenders ensure appropriate loan amounts. By providing independent market value verification, home appraisals help prevent potential financial missteps in major property transactions. This protection justifies the upfront cost for most real estate scenarios.

Home appraisers evaluate numerous property elements, including square footage, floor plan functionality, overall condition, and specific features. They document improvements, necessary repairs, and distinctive amenities. These observations are compared against similar properties recently sold in the neighborhood. Appraisers also consider location factors, current market conditions, and relevant zoning or property restrictions.

Yes, home appraisal fees are collected before the final closing. Since lenders require completed home appraisal reports before finalizing loan approvals, this cost occurs earlier in the transaction process. While buyers usually cover this expense, payment methods vary—some pay directly to the appraiser while others include it in closing costs.

Some property owners successfully use recent appraisals when challenging tax assessments. However, tax-assessed values often differ from market valuations. The appeal process involves submitting your appraisal as evidence that the tax authority's valuation exceeds actual market value. Success rates vary by jurisdiction, and the process may require patience and persistence.

From the buyer's perspective, appraisals verify they aren't overpaying for a property. Lenders won't approve financing that exceeds appraised value, potentially requiring buyers to renegotiate or contribute additional cash. Appraisal findings can also inform future improvement planning and investment decisions.

For sellers, preparation makes a difference. Clean, well-maintained properties present better during appraisal evaluations. Some sellers obtain pre-listing appraisals to establish appropriate asking prices, though most rely on the buyer's lender-ordered appraisal during the transaction process.

The Albany, NY homeowners’ guide to appraisal real estate services

From average costs to expert advice, get all the answers you need to get your job done.

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