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Find Appraisal real estate pros in Providence

Avatar for Cullen Real Estate and Appraisal Company
Cullen Real Estate and Appraisal Company
4.9(
412
)

Serving Providence, RI and surrounding areas

Approved

In business since 1990

Free estimates

Emergency services offered

"Jessica and Tom provided a Professional, Timely and Thorough Appraisal of our Mothers estate. I would Highly Recommend Cullen Real Estate and Appraisal Company!"
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Land Appraisal

+3

Response time4 hrs
18 neighbors recently requested a quote
Recommended by98%of homeowners
Avatar for Mike Murgatroy CrossCountry Mortgage
Mike Murgatroy CrossCountry Mortgage
4.9(
503
)

Serving Providence, RI and surrounding areas

In business since 1998

Free estimates

Warranties offered

"Working with Mike Murgatory, Peter D and team were terrific to work with- very professional and knowledgeable and a super experience. Pleasure to work with- having sold real estate myself for almost 20 years I can say that this team is fantastic! From beginning to the closing it went smoothly. I would recommend them to anyone."
Recommended by97%of homeowners
Residential Properties Ltd.
5.0(
4
)

Serving Providence, RI and surrounding areas

In business since 1981

Free estimates

Warranties offered

"Terrific. Barbara was attentive, knowledgeable and effective. We felt she always had our interest in mind - she even waived us off of a few homes. It took us several months and over a dozen homes to find the one for us. Barbara was an enthusiastic partner every step of the way. In the end we bought a house that was being listed by another Residential rep (this is RI after all). Despite this, Barbara represented our interests fully. We are quite happy with our home and the expert guidance that we received. <br />"
Recommended by100%of homeowners
Avatar for Taylor & Associates /Mott & Chace Sotheby's
Taylor & Associates /Mott & Chace Sotheby's
5.0(
3
)

Serving Providence, RI and surrounding areas

"While we are still searching for our perfect home, Taylor & Associates /Mott & Chace Sotheby's has been incredibly helpful in this search. Nelson Taylor and his team have been patient, professional, and forthright. I am amazed by the quick responses to our emails/calls/texts as well as the breadth of knowledge about houses (structure, architecture, etc), and the overall real estate market. Buying a first home can be a daunting process, but this supportive team has made the process less anxiety-inducing!"
Recommended by100%of homeowners
Avatar for Real Estate Collaborative
Real Estate Collaborative
5.0(
3
)

Serving Providence, RI and surrounding areas

In business since 1986

Free estimates

Warranties offered

"Very well. Beth Mazor is incredibly knowledgeable when it comes to properties on the East Side of Providence. She able to help us find a house that suited our needs, and within our budget. We really couldn't have asked for better help. She is also super friendly and responds at almost any time of day!"
Recommended by66%of homeowners
COLDWELL BANKER RESIDENTIAL BROKERAGE
5.0(
2
)

Serving Providence, RI and surrounding areas

In business since 1997

"Debbie Gold's experience, knowledge and ethics are exceptional. She knows what can be done & what shouldn't be done, and is a tremendous advocate for her clients (us!). She knows Rhode Island very well and was able to guide us into the better locations of Providence where we were looking to buy a home that would be an solid investment and value. Being first time homebuyers, my husband & I had been fairly warned about the reputation of most real estate agents. Debbie challenged this stereotype over and over with her persistent professionalism. She saved us from many potential pitfalls and helped us (sometimes at her own cost) to negotiate the best terms for our new home purchase. She established a trust with us that is exceptional in this business. I cannot recommend her enough. We met her when she was selling the building in which we were tenants. We were so impressed with her demeanor & professionalism that, when it was time for us to buy, we called her without hesitation."
Recommended by100%of homeowners
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FAQs for appraisal real estate service projects in Providence, RI

The appraisal timeline begins with scheduling, which may take three to five days, depending on local appraiser availability. The on-site evaluation requires one to three hours based on property size and complexity. Following the inspection, appraisers need two to five days for research, analysis, and report preparation. The entire process takes seven to 10 days, though complex properties or government-backed loans may extend this timeframe.

The value of home appraisals extends beyond their immediate expense. They protect buyers from overpaying and help lenders ensure appropriate loan amounts. By providing independent market value verification, home appraisals help prevent potential financial missteps in major property transactions. This protection justifies the upfront cost for most real estate scenarios.

Home appraisers evaluate numerous property elements, including square footage, floor plan functionality, overall condition, and specific features. They document improvements, necessary repairs, and distinctive amenities. These observations are compared against similar properties recently sold in the neighborhood. Appraisers also consider location factors, current market conditions, and relevant zoning or property restrictions.

Yes, home appraisal fees are collected before the final closing. Since lenders require completed home appraisal reports before finalizing loan approvals, this cost occurs earlier in the transaction process. While buyers usually cover this expense, payment methods vary—some pay directly to the appraiser while others include it in closing costs.

Some property owners successfully use recent appraisals when challenging tax assessments. However, tax-assessed values often differ from market valuations. The appeal process involves submitting your appraisal as evidence that the tax authority's valuation exceeds actual market value. Success rates vary by jurisdiction, and the process may require patience and persistence.

From the buyer's perspective, appraisals verify they aren't overpaying for a property. Lenders won't approve financing that exceeds appraised value, potentially requiring buyers to renegotiate or contribute additional cash. Appraisal findings can also inform future improvement planning and investment decisions.

For sellers, preparation makes a difference. Clean, well-maintained properties present better during appraisal evaluations. Some sellers obtain pre-listing appraisals to establish appropriate asking prices, though most rely on the buyer's lender-ordered appraisal during the transaction process.

The Providence, RI homeowners’ guide to appraisal real estate services

From average costs to expert advice, get all the answers you need to get your job done.

  • agent giving couple home appraisal

    Curious who does home appraisals? Find the right licensed home appraiser, see how appraisals work, and learn the average cost before you book.