We’re a locally owned and operated company with over 28 years of industry experience. We pride ourselves on the quality of our work as well as our commitment to outstanding results. We look forward to building lasting relationships with our clients and guarantee your satisfaction! Calls after 5pm will be answered when available.
"Starla Penela is a very good appraiser, the best one I have ever worked with!"
Stacey H on February 2020
We’re a locally owned and operated company with over 28 years of industry experience. We pride ourselves on the quality of our work as well as our commitment to outstanding results. We look forward to building lasting relationships with our clients and guarantee your satisfaction! Calls after 5pm will be answered when available.
"Starla Penela is a very good appraiser, the best one I have ever worked with!"
Stacey H on February 2020
Our company specializes in real estate property valuations for Residential, Commercial, and Agricultural Land. With over 28 years of industry experience, we can exceed your expectations, always paying close attention to the specific needs of each individual or company that we provide valuation services. We look forward to building a long-term relationship with our clients and appreciate your business. We are proud to hold an FHA certification and associated with the Appraisal institute.
"Thorough and kept communication opened."
Linda W on January 2023
Our company specializes in real estate property valuations for Residential, Commercial, and Agricultural Land. With over 28 years of industry experience, we can exceed your expectations, always paying close attention to the specific needs of each individual or company that we provide valuation services. We look forward to building a long-term relationship with our clients and appreciate your business. We are proud to hold an FHA certification and associated with the Appraisal institute.
"Thorough and kept communication opened."
Linda W on January 2023
Real Estate one stop shop
Real Estate one stop shop
Full service real estate appraisal office with 5 certified appraisers.
Full service real estate appraisal office with 5 certified appraisers.
Providing the very best in antique and modern furniture repair, restoration, conservation for 4 decades in Pensacola, Fl. Selling American antique furniture. Desks, bookcase, tables, chairs, and much more.
Providing the very best in antique and modern furniture repair, restoration, conservation for 4 decades in Pensacola, Fl. Selling American antique furniture. Desks, bookcase, tables, chairs, and much more.
Uncompromising quality and integrity in all of your precious metals purchases and sales. Specializing in gold & silver bullion. Avoid gold and silver retailers selling you their inventory at high premiums! We pay top prices for jewelry, sterling, diamonds and watches! Fisher Precious Metals is a national gold and silver dealer. Listed as a national dealer with the United States Mint, Fisher Precious Metals is a trusted resource for gold and silver coins and bars. Established in 1995, the firm works with individuals on all issues related to buying and selling physical precious metals, storage, security, estate liquidation and long-term exit strategies. John Fisher, the President, is an ICTA Board Member and is approved by the State of Florida to teach Continuing Education courses on precious metals investing to CFP's, CPA's, attorneys and insurance professionals. In addition, John is a frequent guest on various financial radio broadcast programs. Fisher Precious Metals is an A+ rated Accredited Business with the Better Business Bureau.
"It went great! We found Fisher Precious Metals on Angie's List, and after googling them, we found they had very positive reviews across the web. Although it was a 45 minute drive from our home, we felt it might be worth it, and it was. We made an appointment with John via email, arrived at 11:00, and spent just over an hour in his office. He evaluated the sterling silver set we had to sell and gave us what we felt was a very fair price. He'd given us an estimate on the value of the gold coins via email, and although the price of gold had fluctuated since he'd provided the quote, the final price was very, very close to the initial quote. We were happy to learn that they will also buy jewelry, as I have a few pieces I haven't worn in a very long time. We were very pleased with the entire experience and will definitely return to their company when we have gold or silver to sell, and we're happy to recommend them to our friends. One thing to keep in mind is that sterling silver sets are basically worth the price of the silver itself. We knew that going in, so we were not disappointed and, in fact, the price we received was a little higher than we'd expected."
Laura C on February 2018
Uncompromising quality and integrity in all of your precious metals purchases and sales. Specializing in gold & silver bullion. Avoid gold and silver retailers selling you their inventory at high premiums! We pay top prices for jewelry, sterling, diamonds and watches! Fisher Precious Metals is a national gold and silver dealer. Listed as a national dealer with the United States Mint, Fisher Precious Metals is a trusted resource for gold and silver coins and bars. Established in 1995, the firm works with individuals on all issues related to buying and selling physical precious metals, storage, security, estate liquidation and long-term exit strategies. John Fisher, the President, is an ICTA Board Member and is approved by the State of Florida to teach Continuing Education courses on precious metals investing to CFP's, CPA's, attorneys and insurance professionals. In addition, John is a frequent guest on various financial radio broadcast programs. Fisher Precious Metals is an A+ rated Accredited Business with the Better Business Bureau.
"It went great! We found Fisher Precious Metals on Angie's List, and after googling them, we found they had very positive reviews across the web. Although it was a 45 minute drive from our home, we felt it might be worth it, and it was. We made an appointment with John via email, arrived at 11:00, and spent just over an hour in his office. He evaluated the sterling silver set we had to sell and gave us what we felt was a very fair price. He'd given us an estimate on the value of the gold coins via email, and although the price of gold had fluctuated since he'd provided the quote, the final price was very, very close to the initial quote. We were happy to learn that they will also buy jewelry, as I have a few pieces I haven't worn in a very long time. We were very pleased with the entire experience and will definitely return to their company when we have gold or silver to sell, and we're happy to recommend them to our friends. One thing to keep in mind is that sterling silver sets are basically worth the price of the silver itself. We knew that going in, so we were not disappointed and, in fact, the price we received was a little higher than we'd expected."
Laura C on February 2018
Welcome to Sonya Hall, broker, real estate consulting at its best residential, coastal and commercial sales, residential property management. Allow me to help you with Wakulla County real estate or Crawfordville Florida real estate. Whether you are looking at Alligator Point Florida real estate or Crawfordville homes, you will find it here. Get assistance for Crawfordville real estate, Alligator Point FL homes for sale or Crawfordville new homes. Whether you are looking at Crawfordville real estate as a first time buyer or as an experienced investor, you will find useful information about how to choose the right property in Crawfordville Florida, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today's market. Crawfordville Florida real estate and homes for sale in Alligator Point are what Sonya Hall specializes in. Call us today!
Welcome to Sonya Hall, broker, real estate consulting at its best residential, coastal and commercial sales, residential property management. Allow me to help you with Wakulla County real estate or Crawfordville Florida real estate. Whether you are looking at Alligator Point Florida real estate or Crawfordville homes, you will find it here. Get assistance for Crawfordville real estate, Alligator Point FL homes for sale or Crawfordville new homes. Whether you are looking at Crawfordville real estate as a first time buyer or as an experienced investor, you will find useful information about how to choose the right property in Crawfordville Florida, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today's market. Crawfordville Florida real estate and homes for sale in Alligator Point are what Sonya Hall specializes in. Call us today!
Independent, Reliable, Credible Appraisal Reports in the Greater Tallahassee Area
Independent, Reliable, Credible Appraisal Reports in the Greater Tallahassee Area
We are insurance professionals who work on behalf of you, the homeowner. We strive to settle your insurance claim quickly and get you the maximum result possible. Serving all of Florida since 2013 we have helped home owners receive on average 547% higher payout thank they would have without our help. Know your rights as a home owner. If you have received property damage from storms, water, wind, fire, mold, leaks, roof damage, or vandalism give us a call to find out your options.
We are insurance professionals who work on behalf of you, the homeowner. We strive to settle your insurance claim quickly and get you the maximum result possible. Serving all of Florida since 2013 we have helped home owners receive on average 547% higher payout thank they would have without our help. Know your rights as a home owner. If you have received property damage from storms, water, wind, fire, mold, leaks, roof damage, or vandalism give us a call to find out your options.
The appraisal timeline begins with scheduling, which may take three to five days, depending on local appraiser availability. The on-site evaluation requires one to three hours based on property size and complexity. Following the inspection, appraisers need two to five days for research, analysis, and report preparation. The entire process takes seven to 10 days, though complex properties or government-backed loans may extend this timeframe.
The value of home appraisals extends beyond their immediate expense. They protect buyers from overpaying and help lenders ensure appropriate loan amounts. By providing independent market value verification, home appraisals help prevent potential financial missteps in major property transactions. This protection justifies the upfront cost for most real estate scenarios.
Home appraisers evaluate numerous property elements, including square footage, floor plan functionality, overall condition, and specific features. They document improvements, necessary repairs, and distinctive amenities. These observations are compared against similar properties recently sold in the neighborhood. Appraisers also consider location factors, current market conditions, and relevant zoning or property restrictions.
Yes, home appraisal fees are collected before the final closing. Since lenders require completed home appraisal reports before finalizing loan approvals, this cost occurs earlier in the transaction process. While buyers usually cover this expense, payment methods vary—some pay directly to the appraiser while others include it in closing costs.
Some property owners successfully use recent appraisals when challenging tax assessments. However, tax-assessed values often differ from market valuations. The appeal process involves submitting your appraisal as evidence that the tax authority's valuation exceeds actual market value. Success rates vary by jurisdiction, and the process may require patience and persistence.
From the buyer's perspective, appraisals verify they aren't overpaying for a property. Lenders won't approve financing that exceeds appraised value, potentially requiring buyers to renegotiate or contribute additional cash. Appraisal findings can also inform future improvement planning and investment decisions.
For sellers, preparation makes a difference. Clean, well-maintained properties present better during appraisal evaluations. Some sellers obtain pre-listing appraisals to establish appropriate asking prices, though most rely on the buyer's lender-ordered appraisal during the transaction process.