Zaloom Appraisal Associates, Ltd., is your trusted source for residential and commercial appraisals, providing service to Staten Island and the surrounding communities. Vincent Zaloom is a licensed appraiser with over 35 years experience, who knows the rules and regulations of the real estate industry very well. Call today to schedule your home or business appraisal, and please note: cash or check due at time of inspection.
"Good response"
roy F on August 2024
Zaloom Appraisal Associates, Ltd., is your trusted source for residential and commercial appraisals, providing service to Staten Island and the surrounding communities. Vincent Zaloom is a licensed appraiser with over 35 years experience, who knows the rules and regulations of the real estate industry very well. Call today to schedule your home or business appraisal, and please note: cash or check due at time of inspection.
"Good response"
roy F on August 2024
Reliance Gold Buyers Is a well established Gold Buying company Which is rated # 1 by the Bergen Record Investiagative article. We can`t help it our customers love us. WE also repair jewelry and do watch batteries and Repair. WE HOST GOLD PARTIES !!
Reliance Gold Buyers Is a well established Gold Buying company Which is rated # 1 by the Bergen Record Investiagative article. We can`t help it our customers love us. WE also repair jewelry and do watch batteries and Repair. WE HOST GOLD PARTIES !!
DreamStone has been New Yorker’s favorite place to shop for diamonds , engagement rings, and other fine jewelry for over 20 years. We are often listed as the top 10 jewelry stores in NYC’s diamond district. You can setup a personal appointment with one of our gemologist to see loose diamond options sourced directly from the world’s largest none-conflict diamond wholesalers. With our own manufacturing facility you can create the perfect engagement ring or fine jewelry piece from start to finish. Design any setting you can imagine with just a reference from a picture. We also offer repair services, cleaning services and we purchase gold and diamonds if you wanted to trade in or sell some of your jewelry. Our staff are made up of seasoned professionals with decades of experience. You will be confronted with friendly staff from first contact and have your purchase backed by our money back guarantee.
"I purchased from DreamStone many years ago and i came back this time to get a 20th anniversary gift. DreamStone once again came through for me. As expected Guy David was there to educate me on all the choices and price ranges. I ultimately decided on a 10 carat Diamond tennis bracelet, 7 inches, with E-F VS diamonds. DreamStone came in at way below retail pricing when I compared it to my local jewelry store. I couldn’t be happier with my purchase and will definitely return in the future."
Brian S on August 2022
DreamStone has been New Yorker’s favorite place to shop for diamonds , engagement rings, and other fine jewelry for over 20 years. We are often listed as the top 10 jewelry stores in NYC’s diamond district. You can setup a personal appointment with one of our gemologist to see loose diamond options sourced directly from the world’s largest none-conflict diamond wholesalers. With our own manufacturing facility you can create the perfect engagement ring or fine jewelry piece from start to finish. Design any setting you can imagine with just a reference from a picture. We also offer repair services, cleaning services and we purchase gold and diamonds if you wanted to trade in or sell some of your jewelry. Our staff are made up of seasoned professionals with decades of experience. You will be confronted with friendly staff from first contact and have your purchase backed by our money back guarantee.
"I purchased from DreamStone many years ago and i came back this time to get a 20th anniversary gift. DreamStone once again came through for me. As expected Guy David was there to educate me on all the choices and price ranges. I ultimately decided on a 10 carat Diamond tennis bracelet, 7 inches, with E-F VS diamonds. DreamStone came in at way below retail pricing when I compared it to my local jewelry store. I couldn’t be happier with my purchase and will definitely return in the future."
Brian S on August 2022
Salvatore & Co. specialize in diamond engagement rings and wedding bands, offering phenomenal hands-on service and personalized ring design. Owner and 24-year industry veteran, Michael Salvatore, opened Salvatore & Co in 1996. The company is a member of the Better Business Bureau, and deals with GIA certified diamonds and conflict-free diamonds. We accept: cash, checks, money orders and all major credit cards
Salvatore & Co. specialize in diamond engagement rings and wedding bands, offering phenomenal hands-on service and personalized ring design. Owner and 24-year industry veteran, Michael Salvatore, opened Salvatore & Co in 1996. The company is a member of the Better Business Bureau, and deals with GIA certified diamonds and conflict-free diamonds. We accept: cash, checks, money orders and all major credit cards
Joy Schonberg Galleries also offers event services; off-premises fine arts & antiquities shows, exhibitions and conducts auctions for major institutions. Joy also organizes benefit dinners or appraisal evenings. In addition to running the Gallery, Joy Schonberg is an art consultant, art appraiser and an auctioneer.
Joy Schonberg Galleries also offers event services; off-premises fine arts & antiquities shows, exhibitions and conducts auctions for major institutions. Joy also organizes benefit dinners or appraisal evenings. In addition to running the Gallery, Joy Schonberg is an art consultant, art appraiser and an auctioneer.
Beau Monde Guitars is an owner-operated full-service musical instrument retailer specializing in sales, lessons, repairs and rentals.
Beau Monde Guitars is an owner-operated full-service musical instrument retailer specializing in sales, lessons, repairs and rentals.
Over 19 years of experience in residential appraisal service.
Over 19 years of experience in residential appraisal service.
real estate appraisals in New Jersey and New York
real estate appraisals in New Jersey and New York
Founded in 1986 jewelry designers - expert repair of jewelry, jewelry design/redesign, jewelry and diamond/gemstone appraisals. purchase of gold,silver and platinum - estates ---- comic book appraisals, evaluation, purchase. purchase of collections
Founded in 1986 jewelry designers - expert repair of jewelry, jewelry design/redesign, jewelry and diamond/gemstone appraisals. purchase of gold,silver and platinum - estates ---- comic book appraisals, evaluation, purchase. purchase of collections
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joseph v on March 2022
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joseph v on March 2022
The appraisal timeline begins with scheduling, which may take three to five days, depending on local appraiser availability. The on-site evaluation requires one to three hours based on property size and complexity. Following the inspection, appraisers need two to five days for research, analysis, and report preparation. The entire process takes seven to 10 days, though complex properties or government-backed loans may extend this timeframe.
The value of home appraisals extends beyond their immediate expense. They protect buyers from overpaying and help lenders ensure appropriate loan amounts. By providing independent market value verification, home appraisals help prevent potential financial missteps in major property transactions. This protection justifies the upfront cost for most real estate scenarios.
Home appraisers evaluate numerous property elements, including square footage, floor plan functionality, overall condition, and specific features. They document improvements, necessary repairs, and distinctive amenities. These observations are compared against similar properties recently sold in the neighborhood. Appraisers also consider location factors, current market conditions, and relevant zoning or property restrictions.
Yes, home appraisal fees are collected before the final closing. Since lenders require completed home appraisal reports before finalizing loan approvals, this cost occurs earlier in the transaction process. While buyers usually cover this expense, payment methods vary—some pay directly to the appraiser while others include it in closing costs.
Some property owners successfully use recent appraisals when challenging tax assessments. However, tax-assessed values often differ from market valuations. The appeal process involves submitting your appraisal as evidence that the tax authority's valuation exceeds actual market value. Success rates vary by jurisdiction, and the process may require patience and persistence.
From the buyer's perspective, appraisals verify they aren't overpaying for a property. Lenders won't approve financing that exceeds appraised value, potentially requiring buyers to renegotiate or contribute additional cash. Appraisal findings can also inform future improvement planning and investment decisions.
For sellers, preparation makes a difference. Clean, well-maintained properties present better during appraisal evaluations. Some sellers obtain pre-listing appraisals to establish appropriate asking prices, though most rely on the buyer's lender-ordered appraisal during the transaction process.