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Find Appraisal real estate pros in Waterbury

Avatar for Morales Real Estate Appraisal Services, LLC
Morales Real Estate Appraisal Services, LLC
4.9(
155
)

Serving Waterbury, CT and surrounding areas

Approved

Super Service Award Winner

In business since 1987

Free estimates

Emergency services offered

"Our business often partners with Morales Real Estate for our real estate appraisal needs, and each experience has been exceptional from start to finish. Elliott Morales consistently demonstrates a high level of professionalism, accuracy, and responsiveness throughout the entire process, not just with our office staff, but with the clients we represent as well. Our company continues to utilize Morales Real Estate for our appraisal needs because Elliott pays great attention to detail and possesses a thorough understanding of the local real estate markets, which in turn, results in appraisals that are not only timely but incredibly well-documented and reliable. Communication with Elliott is seamless?we are never left with unanswered questions. Our calls are always returned promptly, which makes it easy for our staff to coordinate with our clients. Working with Morales Real Estate gives us complete confidence in the property valuation process. We highly (and gladly) recommend them."
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Response time8 hrs
47 neighbors recently requested a quote
Recommended by83%of homeowners
Avatar for RJG Appraisal
RJG Appraisal
5.0(
8
)

Serving Waterbury, CT and surrounding areas

Approved

In business since 1983

Free estimates

Customers say: Quick response

"I have hired Bob through my law firm to perform real estate appraisals for divorce and probate clients for approximately 20 years. His work is always professional, reasonable and timely. I have always had positive feedback from the property owners. Highest recommendation."
Response time9 hrs
28 neighbors recently requested a quote
Recommended by75%of homeowners
Avatar for JLAppraisal, LLC
JLAppraisal, LLC
4.8(
18
)

Serving Waterbury, CT and surrounding areas

Approved

In business since 2003

Free estimates

Customers say: Terrific value

"Response time was very quick and appraisal done in a week. Very nice person to work with and I would recommend her to a friend."
Response time6 hrs
15 neighbors recently requested a quote
Recommended by94%of homeowners
Shoreline Property Appraisals
5.0(
2
)

Serving Waterbury, CT and surrounding areas

Approved

In business since 2001

Customers say: Quick response

Shoreline Property Appraisals is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade, combined with ability, is what makes us true professionals. Above all, we are watchful of our customers' interests and make their concerns the basis of our business. We value properties for sales, legal situations and current market value. \nTypical Fee: Residential Single family home $400.00\nTypical Fee Water influenced Residential home $500.00\nTypical Fee Multi family Residential home $575.00 \nPLEASE NOTE: COMMERCIAL DWELLINGS AND UNDEVELOPED LAND ARE NOT INCLUDED IN THE SERVICES OFFERED.

Response time5 hrs
Recommended by100%of homeowners
Appraisal Doctors
New to Angi

Serving Waterbury, CT and surrounding areas

Approved

In business since 1998

We take great pride in our experience, expertise, quality and customer service, that we provide to meet the consumer's needs. It is our mission to provide excellent workmanship, and complete customer satisfaction, from start to completion of a project. In order to understand the needs and expectations of our customers, we take great care to work and communicate, with every customer in a professional manner. Our reputation is based on service, safety and quality, regardless of how large, or small the job. Call us today!

Avatar for Mike Murgatroy CrossCountry Mortgage
Mike Murgatroy CrossCountry Mortgage
4.9(
503
)

Serving Waterbury, CT and surrounding areas

In business since 1998

Free estimates

Warranties offered

"Working with Mike Murgatory, Peter D and team were terrific to work with- very professional and knowledgeable and a super experience. Pleasure to work with- having sold real estate myself for almost 20 years I can say that this team is fantastic! From beginning to the closing it went smoothly. I would recommend them to anyone."
Recommended by97%of homeowners
Avatar for AMERICAN FEDERAL MORTGAGE CORP
AMERICAN FEDERAL MORTGAGE CORP
4.9(
96
)

Serving Waterbury, CT and surrounding areas

In business since 1987

Free estimates

Warranties offered

"<strong>The good:</strong> <br /> Initial conversation went well; fair fees and competitive rates.  Broker was responsive and eager to proceed with the loan (called me a couple times even after I told him I'd get back in a few hours - hey eagerness is ok with me).  <br /> <strong>The Bad:</strong> <br /> After signing the commitment papers and paid for rate-lock/appraisal, getting a call back was non-existent (always says he's busy).  To be fair the broker was usually available when I called <br /> <strong>The Ugly:</strong> <br /> The biggest issues is that AFMC uses Springhouse Appraisals (an aggregator who makes money on the difference between what you pay and how low they can pay their appraisers).  Their business model depends on how low they can spend on subcontractor appraisers - so how much experience do you think their hires have?  My appraiser was SHADY.  Suppose to be Philly based (first question I asked my broker) but his business address is a 3rd floor apartment that was on the rental market.  His cell number is Jersey based and he missed a comp property on the next block but picked one up that's half mile away (too far in Philly).  Needless to say it was LOW!!  I don't mean a little under but laughing-on-the-floor low.  At that point to pull out of the deal means losing $1250 (rate lock & appraisal fee) so AFMC would not care.  My broker wasn't helpful even though I showed him the sold property on the next block.  (he said he'll talk to his boss but ended up not calling back).  <br /> <strong>Bottom Line:</strong> <br /> I made a mistake by not using my regular mortgage guy (he had too many projects and wanted me to wait).  My recommendation is to use someone else if you live in Philly and need a high appraisal.  I think Jersey would be ok with this company.  Otherwise they provide competitive rates and have lower than average fees with competent mortgage brokers on staff - when you can get a hold of them. <br />"
Recommended by96%of homeowners
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FAQs for appraisal real estate service projects in Waterbury, CT

The appraisal timeline begins with scheduling, which may take three to five days, depending on local appraiser availability. The on-site evaluation requires one to three hours based on property size and complexity. Following the inspection, appraisers need two to five days for research, analysis, and report preparation. The entire process takes seven to 10 days, though complex properties or government-backed loans may extend this timeframe.

The value of home appraisals extends beyond their immediate expense. They protect buyers from overpaying and help lenders ensure appropriate loan amounts. By providing independent market value verification, home appraisals help prevent potential financial missteps in major property transactions. This protection justifies the upfront cost for most real estate scenarios.

Home appraisers evaluate numerous property elements, including square footage, floor plan functionality, overall condition, and specific features. They document improvements, necessary repairs, and distinctive amenities. These observations are compared against similar properties recently sold in the neighborhood. Appraisers also consider location factors, current market conditions, and relevant zoning or property restrictions.

Yes, home appraisal fees are collected before the final closing. Since lenders require completed home appraisal reports before finalizing loan approvals, this cost occurs earlier in the transaction process. While buyers usually cover this expense, payment methods vary—some pay directly to the appraiser while others include it in closing costs.

Some property owners successfully use recent appraisals when challenging tax assessments. However, tax-assessed values often differ from market valuations. The appeal process involves submitting your appraisal as evidence that the tax authority's valuation exceeds actual market value. Success rates vary by jurisdiction, and the process may require patience and persistence.

From the buyer's perspective, appraisals verify they aren't overpaying for a property. Lenders won't approve financing that exceeds appraised value, potentially requiring buyers to renegotiate or contribute additional cash. Appraisal findings can also inform future improvement planning and investment decisions.

For sellers, preparation makes a difference. Clean, well-maintained properties present better during appraisal evaluations. Some sellers obtain pre-listing appraisals to establish appropriate asking prices, though most rely on the buyer's lender-ordered appraisal during the transaction process.

The Waterbury, CT homeowners’ guide to appraisal real estate services

From average costs to expert advice, get all the answers you need to get your job done.

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